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An annuity is a long-term, tax-deferred investment vehicle designed for retirement. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax-deferred feature offers no additional value. There are charges and expenses associated with annuities, such as deferred sales charges for early withdrawals.
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Variable insurance

Variable insurance products such as variable universal life or variable annuities can help with additional tax-deferred or tax-free accumulation while at same time giving clients exposure to the growth of the equity and bond markets.

Below is a sampling of our most widely used variable insurance product providers.

  • ING
  • Jackson National Life
  • Security Benefit Group of Companies
  • American Skandia
  • Conseco
  • Genworth Financial
  • Hartford Life
  • Penn Mutual Life
  • Sun America
  • Transamerica
  • Western Reserve Life

Not FDIC Insured • Value Will Fluctuate • May Lose Principal

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ENG Financial Corporation • 8608 Little Road • New Port Richey, FL 34654 • 727-869-4333